Listed below are the product features of Personal Loans. If you need any further information please email us on or call us on 3314955.


Customer or individuals who are at least 21 years old and who have/has the legal capacity to enter into a loan contract agreement and will be assessed as credit worthy.


Guarantor an individual/ customer of a creditworthy person may be obtained to strengthen the application of a prospective customer lacking credit history but acceptable in all other aspects.

Loan Amount

Minimum advance of $2000.00

Loan Term

Minimum term – 6 months
Maximum term – 60 months


Monthly installments of principle and interest


Lien / Mortgage over chattels and/or Registered mortgage over property.


The customer will insure the assets detailed against loss or damage by fire, cyclone, and such other risks with the Bank’s interest noted on the policy document. The required minimum level of insurance cover for Bank purposes will be reviewed by the bank from time to time.

It will be the responsibility of the Customer to ensure that the required minimum level of cover as set from time to time is maintained throughout the term of the facilities.

The cost of all premiums will be for the account of the Customer