Merchant Finance History

Merchant Finance & Investment Company Limited (Merchant Finance) formerly known as Merchant Bank of Fiji Limited was officially established in 1986, as a joint initiative between Australian Guarantee Corporation (AGC), International Finance Corporation (IFC) and the Fiji Development Bank primarily to offer an array of financing facilities. In April of 1992, the company was licensed as a Credit Institution expanding their capabilities as a financial institution in permitting the company to issue investment products, primarily term deposits.


Corporate Profile

After the divestiture of their shareholdings in August 1997 by AGC and IFC, Merchant Finance can now claim to be a 100% Fijian owned corporation. The current shareholdings of the company are held in part by Fijian Holdings Limited (70%) and FHL Trustee Limited (30%), as trustee to Fijian Holdings Unit Trust. Whilst Merchant Finance is constrained by its competitiveness on a price basis, the challenge is to maintain competitiveness through customer service provision and enhancement of existing and new business relationship.



Make customer satisfaction with quality service a priority;

Foster and nurture our people and maintain a dynamic team;

Live by our values whilst maximizing shareholders value.



“To be the preferred financial services provider”.



Our key values in achieving our mission are aligned to our new logo we adopt the values of the colors that hold MFL for our people, our customers, our shareholders and our stakeholders.

Stability & Loyalty
Confident & Determined
Unique & Trustworthy
Wealth and Growth


Core Purpose

The principal reason for Merchant Finance’s existence is: “To maximise shareholders value by providing innovative financial solutions to our customers while safeguarding the security of our depositors and the loyalty of our people”