Land Loan
A land loan can be the solution for you if you want to purchase an undeveloped piece of land for your next residence but need assistance paying for it. Additionally, we can assist you with a construction financing when the time comes to begin building your home. We offer affordable financing options for land purchase, with flexible repayment terms designed to suit your budget. Our supportive application process ensures a smooth experience, and our financing is available for residential leases, including agreements for lease, helping you secure the property you need.
See What Your Land Loan Could Cost
Use our Land Loan Calculator to estimate repayments before you apply and plan your next property investment with confidence.
✓ Instant estimate • ✓ No personal details required • ✓ Free to use
Minimum Requirements
Meeting all requirements, including documentation and compliance standards, ensures faster validation.
- 2 Valid Photo ID.
- 2 latest pay slips.
- TIN letter or Joint FNPF/FRCS Card.
- Fiji permanent residence or citizen and must be at least 18 years of age.
- Birth Certificate & Marriage Certificate (if applicable).
- Letter from Employer or Contract Letter.
- Financial statements for self-employed/annual tax return.
- FNPF Statement on Housing Withdrawal Eligibility.
- Bank and loan statements for the last 6 months.
- Copy of the Land Title or Agreement for Lease (Freehold, native,crown, and housing authority lease).
- Copy of a Sale & Purchase Agreement or Lease Offer from TLTB.
- Copy of a recent Valuation Report from one of MFL’s approved panel of valuers.
- Any other documents that may be required by Merchant Finance.
Land Loan Brochure
| Title | Type | Size | Updated | Link |
|---|---|---|---|---|
|
pdf |
2 MB |
Sep 10, 2025 |
