5 May, 2025

The Fiji National Provident Fund (FNPF) is pleased to announce the inclusion of Merchant  Finance PTE Limited (“Merchant Finance”) as an approved panel lender under its Housing  Withdrawal Assistance.  

This strategic partnership marks a significant step forward in empowering more Fijians to realize  their dream of homeownership through improved access to innovative and inclusive housing  finance solutions.  

As an FNPF-approved lender, Merchant Finance is now positioned to facilitate seamless access  to FNPF Housing Assistance for both new and existing customers. This alignment enables eligible  FNPF members to use their housing entitlements as a deposit for home loan applications or to  reduce the balance on existing housing loans, providing a powerful financial boost towards homeownership. 

The partnership supports FNPF’s commitment to helping its members make meaningful progress  towards housing security, while reinforcing Merchant Finance’s mission to offer practical and  flexible financial solutions. In particular, customers utilizing Merchant Finance’s Zero Deposit  Home Loan Product now have the added advantage of supplementing any loan shortfall with their  eligible FNPF funds, making homeownership more accessible for families across Fiji. 

“This is a meaningful collaboration that directly supports the aspirations of Fijian families who  work hard to turn their goals of homeownership into a reality. This collaborative development  strengthens the overall housing landscape in Fiji, positioning FNPF and the Merchant Finance as  key partners in national efforts to increase access to secure and sustainable housing,” said FNPF  Chief Executive Officer Viliame Vodonaivalu.  

“We are expanding pathways to homeownership, easing financial barriers, and creating  opportunities for long-term financial wellbeing,” said Mr Vodonaivalu. 

The partnership strengthens Merchant Finance’s position as a trusted player in Fiji’s housing  finance market, offering tailored loan products that respond to the evolving needs of Fijians.  

“We are quite excited about this as the funds from FNPF will increase the housing budget for our  customers and will help address the challenges around affordability of homes,” said Merchant  Finance Chief Executive Officer, Veilawa Rereiwasaliwa. 

Merchant Finance will be integrated into FNPF’s approved list of lenders effective 5 May, 2025.