Merchant Finance Pte Limited (MFL) is seeking an experienced and detail-oriented professional to join our Credit function as a Credit Analyst. The role provides high-quality analytical, reporting, and operational support to ensure credit proposals, portfolio performance, and regulatory reporting are completed accurately and in line with MFL policies and Reserve Bank of Fiji requirements.

Responsibilities include but are not limited to:

• Reviewing and analysing credit proposals to ensure compliance with the Lending Policy and credit risk framework.
• Conducting post-approval and hindsight reviews of loan files, monitoring turnaround times, and reporting exceptions.
• Compiling credit activity and regulatory reports, including problem loans, SME, and large exposure reports.
• Managing credit review master lists, updating credit grading and security values, and providing feedback to Branch Managers and Management.
• Verifying PPSR registrations and following up on expired or missing registrations.
• Preparing monthly Management Credit Committee and Board Credit meeting packs and drafting minutes.
• Coordinating with RBF on approved assistance facilities such as MSME Guarantee Scheme, RBF Housing Facility, and COVID support facilities.
• Providing technical guidance to branch staff on credit policy interpretation and lending frameworks.
• Supporting internal and external audits, regulatory reporting, and periodic policy reviews.
• Identifying operational and credit risks, monitoring policy exceptions, and contributing to cross-departmental projects.

To be considered, you must meet the following requirements:

• Minimum 2–3 years’ experience in credit analysis, commercial lending, or a related financial services role.
• Demonstrated experience analysing financial statements for SMEs and corporate clients.
• Bachelor’s degree in Accounting, Banking, Commerce, Finance, or a related field.
• Strong understanding of Fijian market dynamics and industry structures.
• Knowledge of Reserve Bank of Fiji frameworks governing credit risk, lending, and financial reporting.
• Proficiency in MS Excel, Word, and PowerPoint; advanced reporting skills preferred.
• Strong analytical, problem-solving, and critical thinking skills.
• High attention to detail, professional judgment, and confidentiality.
• Ability to work under pressure and meet strict timelines.

Link: https://forms.gle/hBDdgkJeW1M34Ate6

Note: Only new applicants need to apply. Previous applicants need not reapply.

If you meet the above requirements and are ready to take on this exciting role, apply using the link no later than 5pm, Thursday, 05 March 2026. Only shortlisted applicants who meet the desired qualifications will be contacted.